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Share Your Basic Details To Explore
Your Ideal NRI Insurance Plan







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For any queries, contact us on : +9188288 40199

  I authorize IndiaFirst Life to contact me overriding my registry on NDNC and please select the checkbox if you want to buy the policy based on your independent assessment. If you want to purchase a policy based on our recommendation, please Click here. to answer a few questions that can help us understand your requirement and recommend a policy best suited to your needs.

Share Your Basic Details To Explore
Your Ideal NRI Insurance Plan



Date of Birth        

Gender

Smoker

For any queries, contact us on : +9188288 40199

  I authorize IndiaFirst Life to contact me overriding my registry on NDNC and please select the checkbox if you want to buy the policy based on your independent assessment. If you want to purchase a policy based on our recommendation, please Click here. to answer a few questions that can help us understand your requirement and recommend a policy best suited to your needs.

IndiaFirst Life Ensures a Simplified Investment

Journey for NRIs


As an NRI, your family’s financial security is your primary concern. One of the simplest and most secure solutions is Life Insurance. A life insurance policy for NRI in India can fulfill all your responsibilities such as children’s education, creating a regular income for dependents, growing wealth, or retirement planning. Depending on your requirement, you can choose from a range of savings plans that are designed to meet your goals.

Get Insurance Plans That Best Suit Your Goals

Your search for an ideal investment option ends with IndiaFirst Life Insurance’s smart and innovative plans created especially for you.

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IndiaFirst Life

Guaranteed Pension Plan

Spend more time with your family, play with your grandchildren, and plan a wonderful date with your life partner. We characterize your retirement phase in such a way as we guarantee* a life of peace and tranquillity... You pay for limited period and enjoy annuity benefits of policy for a lifetime. Choose from 5 different annuity options as you create the assurance of a lifetime of income. Stay protected from 20 Critical Illnesses as you get the amount to utilize for your treatment. Avail the Return of Purchase Price facility and protect your nominee(s) as they get back the premium amount in case of any uncertainty. This plan has a Joint Life Option which allows you to extend your annuity benefits to your partner.  




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IndiaFirst Life

Radiance Smart Invest Plan

Our ULIP plan is an ideal way to build wealth and secure your loved ones. This plan is designed to provide financial protection to you and your family through insurance cover and marked-linked returns. ... You can build a corpus of wealth by investing in market-linked fund options with six versatile investment strategies to meet your unique financial goals. Take advantage of 10 robust fund options with unlimited free switches as per your needs. You receive the fund value on maturity. In case of your premature death, your family receives the highest pay out, i.e., Sum assured or 105% of the total premiums paid as on the date of receipt of intimation of death of the life assured. This ULIP plan for NRIs offers you the unique combination of wealth creation plus family safety.




What distinguishes IndiaFirst Life as a reliable partner for

Life Insurance Plans for NRI?

IndiaFirst Life insurance services for NRI can help secure your family’s future and take the worry out of planning for tomorrow. Our goal is to provide you with the security and peace of mind you deserve, regardless of where you live. We deep-dive into your goals and aspirations to build financial security for your family, grow your wealth, and live a confident, worry-free life. We've made the process of buying a life insurance policy for NRI easier and hassle-free by offering innovative technology, a wide range of choices, flexible payment options, and friendly customer service. We are here to help you get the best insurance protection for your family and will guide you every step of the way, so that you can make smart choices.

Check Your Eligibility

IndiaFirst Life insurance plans are not only limited to Indian citizens. You can purchase your ideal life insurance plan if you are:
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The documents required for an NRI life insurance policy are similar to those required by Indian citizens. Along with your application form, you will need to attach the following:
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Valid passport
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Income proof
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Age proof
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Address proof (India and overseas)
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Medical history including health records
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Valid Form 10F and Tax Residency Certificate (TRC) to avoid TDS deduction
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Passport sized photograph
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Valid passport

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Income proof

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Age proof

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Address proof
(India and
overseas)

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Medical history
including health
records

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Valid Form 10F and
Tax Residency
Certificate (TRC) to avoid
TDS deduction

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Passport sized
photograph

Life Insurance for NRI FAQs

    Can NRIs invest in life insurance policies?
    Yes, any person of Indian origin, whether resident or Non Resident Indian can buy life insurance policies.

    What conditions must be met before applying for NRI Life Insurance?
    To avail a life insurance policy for NRI in India, the applicant must provide the relevant documents to complete their KYC purposes and to prove their NRI status. They must submit a valid passport, income proof, age proof, address proof (India and overseas), medical history including health records, a passport sized photograph, and a valid Form 10F and Tax Residency Certificate (TRC) if they wish to avoid TDS deduction.

    What are the different premium payment modes available that NRI can use?
    NRI life insurance buyers can pay their premiums from their regular bank’s debit or credit card in the currency of the country they currently reside in. Alternatively, term insurance for NRI and other NRI insurance plans can be paid for from the applicant’s Non-Resident Ordinary (NRO) and Non-Resident External (NRE) accounts.

    What is the sum assured for NRI term plans?
    Typically, the applicant chooses the sum assured for Term insurance for NRI depending on their requirements. They can choose anywhere from a minimum of ₹ 2 lakhs to ₹ 1 crore.

    Are NRIs eligible for any tax benefits?
    As per Section 80C of the Income Tax Act in India, NRIs can claim deduction up to ₹ 1,50,000 per annum on the premiums paid for their life insurance plans. Income Tax benefits will be made available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein.

    What if the NRI does not pay insurance premium on time?
    To continue with the benefits of your NRI life insurance plans, it is important to pay your premiums timely. If you fail to pay your insurance premium on time, it could result in policy lapsation. With our Customer First ideology, we ensure immediate assistance to resolve your queries regarding policy premiums and provide timely updates to ensure your policy remains active.


Reg. Off: 12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai 400063.

IRDAI Regd. No. 143 | CIN: U66010MH2008PLC183679.

For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale.

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