IndiaFirst Life e-Term Plus Plan
CALCULATE TERM PREMIUM
Secure your family’s future. Get a life cover of
Additional Benefits
Premium Break Option
Life Stage Benefit
Premium Discount
Features
Life Benefit
On life assured’s death, entire Sum Assured (SA) paid out either as lumpsum or in monthly instalments over 5 years (as selected by the nominee at claims stage)
Life Benefit with Voluntary Exit Advantage
Life Benefit with option to exit^ the policy and receive full premiums back
Income Benefit
On death of life assured, 10% of SA paid out immediately and rest paid out as monthly income over 5 years
Accident Shield Benefit
2x Sum Assured paid out on death due to accident@
Disability Shield Benefit
On occurrence of Accidental Total Permanent Disability, SA paid as monthly income over 5 Years
Critical Illness Protector Benefit
On diagnosis of any covered critical illness, SA paid as monthly income over 5 Years
Life Protect Benefit
Increasing Cover Option
Life Cover with Sum Assured increasing by 5% every year up to 200% of initial Sum Assured, to ensure your life cover keeps up with your changing needs
Decreasing Cover Option
Life Cover with Sum Assured decreasing by 5% every year up to 50% of initial Sum Assured, to align your life cover with decreasing liabilities during the later stage of your life
Life Stage Balance Cover Option
Life Cover with Sum Assured increasing by 5% every year up to half of the selected policy term, post which Sum Assured starts decreasing till initial Sum Assured