For any queries, please call our customer service executives on 88 288 40 199
(Mon-Sat 9 a.m. to 7 p.m.)
Protect your family financially with 1 Crore cover @ Rs. 19.53/day*
IndiaFirst Life Guaranteed Protection Plan is a comprehensive term life insurance plan at a very affordable cost , that aims to ensure that the visions that you desired for your family in your lifetime, doesn't remain unfulfilled by the financial void which might get created due to an untoward event. At IndiaFirst Life, we understand the importance of family. And so, our IndiaFirst Life Guaranteed Protection Plan is loaded with innovative features and cover options which are designed to offer a supreme level of care and security for your family. Through the help of our term insurance plan, your family can fulfil all their future aspirations and lead a happy life without any compromises. Our IndiaFirst Life Guaranteed Protection Plan is extremely flexible and is designed to provide you with multiple innovative coverage options along with an option of term insurance with maturity benefit (Return of Premium Option) to guarantee complete security for your entire family.
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The term policy covers uncertainties like
Demise of breadwinner
Accidental total permanent disability
Critical illnesses or Terminal illness
The term plan covers uncertainties like the demise of the family breadwinner, accidental total permanent disability, degenerative diseases, critical illnesses as well as terminal illness. So, go ahead & create your own protective term plan and ensure the safety and happiness of your loved ones.
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IndiaFirst Life Guaranteed Protection Plan is a flexible term insurance plan that offers you a host of innovative coverage options. Here are our best term insurance plan benefits.
IndiaFirst Life Guaranteed Protection Plan is a term insurance plan with a host of features to help you protect your family well.
Get financial protection for yourself and your family at an affordable cost with our IndiaFirst Life Guaranteed Protection Plan
Get covered for whole of life (till age 99) by paying premiums for only a short duration With multiple options, tailor your IndiaFirst Life Guaranteed Protection Plan to suit your safety needs as you get a choice of 7 different coverage options to choose from
Option to provide coverage to your spouse as well under the same policy
Flexibility to receive the death benefit as a lump sum or as a monthly income (as per the selected coverage options) with this term plan
Cover yourself against unfortunate demise due to COVID-19 with IndiaFirst Life Guaranteed Protection Plan.
Want to enhance your sum assured? IndiaFirst Life Guaranteed Protection Plan provides you with the flexibility to do so on life stages like Marriage, taking a Home Loan, Child Birth (in selected coverage options). This enhanced sum assured would be available on payment of additional premium
Get your premiums back at the end of the policy term with Return of Premium option
Protect yourself against degenerative diseases through Long Term Care option
Secure your retirement with our Dual Protect Option, Get Lumpsum payout once you retire and a guaranteed monthly income thereafter. Life cover is available throughout the policy term
IndiaFirst Life Guaranteed Protection Plan gives you the option to provide coverage to your spouse as well
You can secure your dreams anytime and anywhere through online mode by directly logging onto our website as well
Tax benefit may be available on the premiums paid and benefits received as per prevailing tax laws.
IndiaFirst Life Guaranteed Protection Plan provides financial security in case of unfortunate circumstances. Buy the term plan in just 3 steps.
Choose from various coverage options like:
Protection of your family Experience complete protection of having your family financially secured and ensuring a high standard of living for them in your absence.
Promoted by Stalwarts Bank of Baroda, Union Bank of India, and Carmel Point Investments India Private Limited.
Complete comfort Choose a payment option that suits your cash-flow with premium payment options to match.
Protection to suit your needs Every family is unique and so are their financial needs! Our plans are tailor-made to suit yours.
Goal oriented plans Our products are exclusively designed to help you realise your current and future life goals.
Quick claims service Save your valuable time as we are always ready to help you at your convenience.
Tax benefits Enjoy tax benefits on your policy premium under Section 80C and Section 10(10D) of the Income Tax Act.
After sales serviceWe offer Best-in-class after-sales service to our customers.
Protection of your family Experience complete protection of having your family financially secured and ensuring a high standard of living for them in your absence.
Promoted by Stalwarts Bank of Baroda, Union Bank of India, and Carmel Point Investments India Private Limited.
Complete comfort Choose a payment option that suits your cash-flow with premium payment options to match.
Protection to suit your needs Every family is unique and so are their financial needs! Our plans are tailor-made to suit yours.
Goal oriented plans Our products are exclusively designed to help you realise your current and future life goals.
Quick claims service Save your valuable time as we are always ready to help you at your convenience.
Tax benefits Enjoy tax benefits on your policy premium under Section 80C and Section 10(10D) of the Income Tax Act.
After sales serviceWe offer Best-in-class after-sales service to our customers.
Ms. Vaishali Vijay Dhavse (Mumbai, 8th May 2020)
Mr. Jitendra pal (Surat, 12th May 2020)
Your customer service is very good, I had a very difference experience with your executive. I didn't know anything about IndiaFirst Life, but a company's perception made out of the employees. I will invest my money in a company that is supportive and I see that in your customer service. Sandhya spoke to me with respect, she showed commitment towards me and solved my queries by arranging a callback. Your organization deserves a 10 out of 10 on Customer satisfaction. No company earns recognition by turnover but by Customer satisfaction
Mr. Tiwari (Delhi, 16th May 2020)
So nice of you, you explained the policy too nicely. I was not sure about the term plan benefits and was thinking that I should have invested in some Mutual funds, but this plan is really good.
Mr. Jitendra pal (Surat, 12th May 2020)
I appreciate your response and the fact that you called up three times as per your commitment. Thank you for confirming the same. I must admit that you are a very sincere and hardworking employee of IndiaFirst Life Company and I look forward to you for a further favorable communication.
Ms. Vaishali Vijay Dhavse (Mumbai, 8th May 2020)
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May 21, 2020
IndiaFirst Life Guaranteed Protection Plan is a term insurance product at a very affordable cost, that aims to ensure that the visions that you desired for your family in your lifetime, doesn't remain unfulfilled by the financial void which might get created due to challenging events like accidental total permanent disability, critical illnesses, death (natural and accidental), etc
You are eligible if your age is between 18 and 65 years.
Depending on the Coverage Option selected and Premium Payment Mode chosen, policy term ranges from 1 month to 81 Years. Please refer the product brochure for coverage option wise details on policy term.
You can pay the premium either as a single premium at one-go or as limited premiums.
You can choose to pay your premiums through single, yearly, half-yearly, quarterly or monthly modes.
Minimum Sum Assured is Rs. 1,00,000 (for Covid Cover option), Rs. 25,00,000 (for Incidence Coverage and Return of Premium options) & Rs. 50,00,000 (for all the other options)
There is no limit on the Maximum Sum Assured subject to our Board Approved Underwriting Policy. There is a capping of Rs. 1,00,00,000 for additional/ accelerated Sum Assureds' related to accidental death, accidental total permanent disability and critical illness, under Incidence Coverage Option.
There are 7 coverage options to choose form:
a.Accidental Death Cover (Additional)
b.Disability Cover (Accelerated)
c.Critical Illness Cover (Accelerated)
Please refer the product brochure for coverage option wise details
There is no maturity benefit applicable since it's a term insurance product except in the case of Return of Premium Option where the Maturity Benefit is 50% or 100% (as selected at policy inception) of Total Premiums paid excluding applicable tax and underwriting extra premium, if any.
Yes, this plan provides the flexibility of opting for a Waiver of Premium Benefit with Life Option & all variants under Incidence Coverage Option.
You can tailor the plan, basis your needs by selecting the following:
the type of coverage you want to opt for depending upon your insurance requirements
depending upon your life cover needs
how long you wish to cover yourself
number of years you wish to pay the premium
how you wish to pay your premium (single, annual, semi-annual, quarterly or monthly)
like Age, Gender & Smoker status
Lumpsum or Lumpsum & Level Income or Lumpsum & Increasing Income
like Waiver of Premium Benefit, Joint Life or Better Half benefit, as applicable under the coverage option you've selected
Tax benefits may be available on premiums paid and benefits receivable as per prevailing Income Tax Laws. These are subject to change from time to time as per the Government Tax laws. Please consult your tax consultant before investing purchasing this policy.
Yes, you can buy this plan online on your desktop or on your mobile phone/ tablet. Buying online gives additional discount and takes just 10 minutes to complete the purchase (subject to realisation of payment and documents).
For a Male Non-Smoker Standard Life, aged 20 years for policy term of 35 years and a premium payment term of 30 years, Life Option, premiums exclusive of applicable taxes.
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For any queries, please call our customer service executives on 88 288 40 199
(Mon-Sat 9 a.m. to 7 p.m.)